Heat oil in large pot over medium heat.
Add diced chicken and cook until golden brown.
Remove chicken and set aside on plate.
Sauté onion and bell pepper until softened completely.
Add minced garlic and cook for one minute.
Pour enchilada sauce and chicken broth into pot.
Add cooked chicken back to the soup mixture.
Stir in corn, black beans, and all spices.
Simmer soup for 15 minutes until flavors blend.
Add heavy cream and cheese, stir gently.
Season with salt and pepper to taste.
Serve hot with desired toppings and