Pour milk into your saucepan.
Put it on medium heat.
Don't let it boil.
Stir occasionally to prevent burning.
Add cocoa powder and sugar to the milk.
Whisk until completely smooth.
Make sure there are no lumps.
Add the Biscoff spread to your mixture.
Stir well until it melts completely.
The spread gives that signature caramel flavor.
Toss in the chocolate chips.
Stir until they melt completely.
This makes your drink extra creamy.
Remove from heat and add vanilla extract.
Give it a final stir. Your hot chocolate is ready!
Pour into mugs immediately.
Top with whipped cream.
Sprinkle crushed Biscoff cookies on top.