Heat oil in a big pot on medium heat
Add onion and cook until soft (about 5 minutes)
Add garlic and stir for 1 minute
Add turkey and break it into pieces
Cook until turkey is no longer pink
Add salt, pepper, cumin, and chili powder
Stir in oregano and red pepper flakes
Mix everything together
Add beans, tomatoes, and chicken broth
Bring to a boil, then turn the heat down
Let it cook for 30 minutes without a lid
Stir sometimes so it doesn’t stick
Taste and add more salt if needed
Spoon into bowls and add toppings
Enjoy it hot with your favorite side